Find A Mortgage Broker
If you’re looking to buy a home or other property, working with the right mortgage broker can make all the difference. Whether you’re in Auckland, Christchurch, Wellington, Tauranga, Hamilton or anywhere in between, the experts at MyFuture can guide you through your home-buying journey and connect you to professional mortgage brokers to get you the most bang for your buck.
A mortgage broker will help you find the money you need to get you into your dream home. Mortgages by nature are complex financial instruments that have a number of moving parts to keep up with. Professional financial advisers will sort through all the madness to put you in touch with the right people who will put your needs ahead of their own.
Buying a home in New Zealand is an excellent opportunity to own your very own slice of heaven. A realistic and affordable shift up the property ownership ladder could help you budget, save, and make strides towards your dream home. Let MyFuture help you get there.
Why Do I Need A Mortgage Broker?
Mortgage brokers are a relatively new field in New Zealand. Traditionally, prospective home buyers would turn to their banks for all their home loan needs, but this means you’re limited to the loan options your bank can offer.
With the help of a mortgage broker, you can shop around to find the best mortgage and repayment plan for you. Our Qualified Financial Advisers will do the negotiating so you don’t have to and present you with a multitude of options depending on your financial situation.
Our network of mortgage brokers do the hard work so you don’t have to do the guesswork:
- Their specialist knowledge of the wider mortgage market means we’re privy to all your mortgage options, including some that may be unfamiliar to you.
- Their long term relationships with banks give us leverage to negotiate better rates on behalf of our customers.
- Non-traditional borrowers are more likely to receive a better deal with mortgage brokers.
How Do I Find A Good Mortgage Broker In NZ?
Our network of mortgage brokers don’t just handle the transactional element and the multitude of mortgage options to choose from. We also offer our professional advice and guide you through the more complex aspects of the home loan process so you can make a confident and informed decision.
Our network of mortgage brokers work with hundreds of property buyers and have seen every possible scenario.
Our impartial advice on what banks will lend on different property types, the right loan structure, and strategies to add value to your property will help you navigate any compliance issues, low equity fees, and how to make the most of your KiwiSaver.
We work to build trust with our clients, have an honest and open relationship, and learn your financial goals intimately so we can use our specialised knowledge wisely on your behalf. Feel free to reach out for all your house-buying needs and see what we can do to make your life easier!
Get Ahead With Quality Financial Advice
Our Qualified Financial Advisers can help you to get on the property ladder with a tailored financial plan and proven financial expertise.
How Much Does A Mortgage Broker Cost In NZ?
Our network of mortgage brokers services are free to you as a borrower. Mortgage brokers’ commissions comes from the bank when we get you the mortgage you want, so our ultimate aim is to get you the best deal. Should you avail of other financial advising services from us, we are open and honest about all our fees, so you will know exactly what you’re getting from the get go.
Reach out to the MyFuture team of Qualified Financial Advisers today for your FREE no obligation Discovery Session to find out your best mortgage options.
What is our 6-Step Financial Advice Process?
The 6-step financial advice process is the international benchmark for financial planning. This holistic approach is proven to increase the likelihood of you achieving your financial goals.
Discovery Session
This is our opportunity to get to know you better, understand your financial goals (short, medium and long-term), and what resources you have to achieve those goals.
Research & Recommendations
During these steps, we do the research, run the numbers, document and present our recommendations to you. This can be a comprehensive financial plan focused on long-term wealth creation and/or a statement of advice focused on your more immediate financial needs. We will need to verify the information you provided during the Discovery Session by requesting supporting documents such as loan and savings account balances, payslips, etc. This ensures we are using highly accurate information when developing our recommendations.
Implementation
This step is all about implementing the recommendations. We don’t just provide the recommendation; we take responsibility for helping you implement it. This could involve helping you to complete application forms, working with a broker to restructure your lending, or finding you suitable investments. We understand you’re busy, so our goal is to make your financial world as easy as possible by doing as much as we can in-house for you. However, ultimately, we never have access to your money and cannot sign anything on your behalf, so you need to be an active, willing, and ideally enthusiastic participant in this process.
Ongoing Service & Reviews
This is where the real fun begins—managing and tracking your long-term financial success. We have periodic reviews to ensure your strategy is still appropriate if your goals or circumstances have changed. We adjust when necessary and provide annual snapshots so you can see your progress over time. Most importantly, you have your very own trusted Personal Financial Adviser available anytime to help with the little or big stuff. Worried about making next month’s mortgage repayments? Call us. Your parents gave you an early inheritance? Call us. Broke up with your partner and split all your assets? Call us! We’re here for you every step of the way to ensure that whatever life throws at you, you stay on track with your long-term financial goals.
Frequently Asked Questions